Buy Now, Pay Later with Clearpay

The Hosta has partnered with Clearpay to offer easy financing without the deferred interest or hidden fees. The total you see at checkout is what you actually pay.

1. What is Clearpay?

Clearpay is a payment service. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4automatic instalments, due every 2 weeks without any interest (late fees apply).

You must be 18+ and a permanent UK resident (excluding Channel Islands). 
The service is provided by Clearpay Finance Ltd.

2. How do I use Clearpay?

Just shop on and check out as normal. At checkout, choose the Clearpay payment method. You will be directed to the Clearpay website to register and provide payment details (Visa, Mastercard or Amex).

If you’ve used Clearpay before, just log in to your Clearpay account, then complete your order.

We encourage you to use Clearpay responsibly. Please see Clearpay Terms of Service here for further details.

3. Who can use Clearpay?

Clearpay is only available to permanent UK residents aged 18+ (excluding Channel Islands) with a UK billing address. 

Customers with international billing addresses will not be able to use Clearpay or create a Clearpay account.  Other eligibility criteria apply. See Clearpay Terms of Service here for further details.

4. How does the Clearpay payment schedule work?

Clearpay will split the total value of your order into 4 instalments payable every fortnight. The exact amounts and dates will be displayed for you to agree to before you confirm your purchase.

If you would like to make additional unscheduled payments before they are due, you may log into your Clearpay account to make your payments early. Clearpay will then adjust the amount owed accordingly.

You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.

5. When will my items be delivered if I use Clearpay?

Clearpay orders are delivered within our standard delivery timeframes like any order from TheHosta.

6. Is there a limit to how much I can spend on a single Clearpay transaction?

Yes, your order value including shipping must be under £1000 to use Clearpay. Your maximum order value may be lower depending on factors such
as being a new customer or your payment history.

7. Can I use another form of payment with Clearpay?

Yes, you may also use a gift card or promotional code with Clearpay to pay for your purchase.

8. How do I return or exchange an item purchased with Clearpay?

Items purchased with Clearpay follow our standard return process.
Please note, refunds for Clearpay purchases will be refunded from TheHosta to Clearpay.  We cannot provide an exchange or cash refund. 

When the refund is processed, any upcoming payments you have to Clearpay will be cancelled and any payments you have already made will be refunded back to the card you paid with. Please note that until the merchant has confirmed receipt of any return goods, you will be liable to continue to make your payments to Clearpay.

You can view the details by logging in to your Clearpay account.

9. Where can I find out more about Clearpay?

Visit the Clearpay website here for a comprehensive list of FAQs, Clearpay Terms of Service here, and Privacy Policy here.

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